2) you are conducting the Miller – Morrison closing. You have prepared the closing document, including the HUD – 1 statement. The closing software you use has been customized to default to the customary practices in your country. In your country, it is customary for the seller to pay for the owner’s title policy. you and your supervising attorney have reviewed the closing documents, and you are now in the closing reviewing the HUD – 1 statement with the parties. when you get to the title policy line item, the seller objects to the figure in the seller’s column, stating that the contract specifies that the buyer pays for the owner’s policy. You pull out the contract and find that the seller is correct. You realize that you neglected to override the default in the software and charged the seller rather than following the contract and charging the buyer. The buyer expected to be charged for the owner’s policy but has to come to the closing with a cashier’s check covering the amount of cash due from buyer stated on the HUD – 1 statement. Thus, the cashier’s check is short by the amount charged for the owner’s title policy. How should this situation be handled?